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Hamilton County commissioners launch $5 million mortgage relief program


Hamilton County homeowners suffering from financial losses due to COVID-19 now have a local program they can turn to for help. Commissioners in Hamilton County are launching a new program called the Hamilton County Mortgage and Utility Relief Program which will utilize $5 million from the county's allocation of American Rescue Plan dollars.“We’ve helped thousands of renters, small businesses and non-profits; this is the first time we’ve directly helped homeowners who are struggling to keep their homes due to the pandemic,” Commissioners President Stephanie Summerow Dumas said in a statement. The program can provide up to six months of assistance in past-due mortgage payments and up to 12 months for past due utility payments all dating back to March 1, 2020.“When talking with families at the 513Relief Bus, I hear the stress and anxiety from homeowners who have fallen behind due to COVID. This has been the missing link in our relief programs,” Commissioners Vice President Alicia Reece said in a statement. “Keeping families safe in their homes and increasing homeownership has been a top priority for Hamilton County Commissioners.” The homeowner's primary residence must be in Hamilton County and the homeowner must have experienced financial hardship due to the COVID-19 pandemic.“Having families in the homes they own allows those families to continue to build wealth for generations to come,” Commissioner Denise Driehaus said in a statement. “This is the financial bedrock of our community.”The county will pay mortgage and utility bills for households at or below 80% of the Area Median Income. Eligible homeowners who received earlier federal funding for mortgage help can still apply.Payments from the county will be made directly to the mortgage servicer or to the utility company.

Hamilton County homeowners suffering from financial losses due to COVID-19 now have a local program they can turn to for help.

Commissioners in Hamilton County are launching a new program called the Hamilton County Mortgage and Utility Relief Program which will utilize $5 million from the county's allocation of American Rescue Plan dollars.

“We’ve helped thousands of renters, small businesses and non-profits; this is the first time we’ve directly helped homeowners who are struggling to keep their homes due to the pandemic,” Commissioners President Stephanie Summerow Dumas said in a statement.

The program can provide up to six months of assistance in past-due mortgage payments and up to 12 months for past due utility payments all dating back to March 1, 2020.

“When talking with families at the 513Relief Bus, I hear the stress and anxiety from homeowners who have fallen behind due to COVID. This has been the missing link in our relief programs,” Commissioners Vice President Alicia Reece said in a statement. “Keeping families safe in their homes and increasing homeownership has been a top priority for Hamilton County Commissioners.”

The homeowner's primary residence must be in Hamilton County and the homeowner must have experienced financial hardship due to the COVID-19 pandemic.

“Having families in the homes they own allows those families to continue to build wealth for generations to come,” Commissioner Denise Driehaus said in a statement. “This is the financial bedrock of our community.”

The county will pay mortgage and utility bills for households at or below 80% of the Area Median Income. Eligible homeowners who received earlier federal funding for mortgage help can still apply.

Payments from the county will be made directly to the mortgage servicer or to the utility company.


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