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		<title>Ohio COVID-19 cases hit all-time high as Christmas approaches</title>
		<link>https://cincylink.com/2021/12/22/ohio-covid-19-cases-hit-all-time-high-as-christmas-approaches/</link>
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		<pubDate>Thu, 23 Dec 2021 04:37:12 +0000</pubDate>
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					<description><![CDATA[Ohio has hit the highest number of COVID-19 cases ever reported in a single day with Christmas just days away.There were 12,864 new cases over a 24-hour period reported Wednesday.State health officials said there were 492 new hospital admissions for a total of about 4,000 people hospitalized around Ohio. There are 800 people on ventilators.“We &#8230;]]></description>
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<p>
					Ohio has hit the highest number of COVID-19 cases ever reported in a single day with Christmas just days away.There were 12,864 new cases over a 24-hour period reported Wednesday.State health officials said there were 492 new hospital admissions for a total of about 4,000 people hospitalized around Ohio. There are 800 people on ventilators.“We should all be very concerned by the tidal wave of COVID hospitalizations, which again are driven largely by unvaccinated Ohioans,” said director of the Ohio Health Department Dr. Bruce Vanderhoff.The northern part of Ohio has been hit hardest so far. The state rolled out plans for the Ohio National Guard to be deployed to those areas first, then reassess in the coming days and weeks.“It’s disappointing. In Cincinnati, we may not be seeing the numbers the north is seeing, we know it’s coming,” said UC Health Dr. Jen Forrester. “Honestly, we’re worried that given the stresses, that we’re not going to be able to provide the care that we want to provide to each and every one of our patients.”Testing facilities were jammed Wednesday as people tried to make sure their get-togethers can be as safe as possible.“Now that my boyfriend tested positive, I got to stay home,” said one woman who was in a long line of cars for COVID testing. “Last year, we did a Zoom Christmas and we were like ‘finally this year,’ and then everything changed.”Health officials said it was too early to tell if the new cases were omicron or delta or both.
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<div>
					<strong class="dateline">CINCINNATI —</strong> 											</p>
<p>Ohio has hit the highest number of COVID-19 cases ever reported in a single day with Christmas just days away.</p>
<p>There were 12,864 new cases over a 24-hour period reported Wednesday.</p>
<p><!-- article/blocks/side-floater --></p>
<p><!-- article/blocks/side-floater --></p>
<p>State health officials said there were 492 new hospital admissions for a total of about 4,000 people hospitalized around Ohio. There are 800 people on ventilators.</p>
<p>“We should all be very concerned by the tidal wave of COVID hospitalizations, which again are driven largely by unvaccinated Ohioans,” said director of the Ohio Health Department Dr. Bruce Vanderhoff.</p>
<p>The northern part of Ohio has been hit hardest so far. </p>
<p>The state rolled out plans for the Ohio National Guard to be deployed to those areas first, then reassess in the coming days and weeks.</p>
<p>“It’s disappointing. In Cincinnati, we may not be seeing the numbers the north is seeing, we know it’s coming,” said UC Health Dr. Jen Forrester. “Honestly, we’re worried that given the stresses, that we’re not going to be able to provide the care that we want to provide to each and every one of our patients.”</p>
<p>Testing facilities were jammed Wednesday as people tried to make sure their get-togethers can be as safe as possible.</p>
<p>“Now that my boyfriend tested positive, I got to stay home,” said one woman who was in a long line of cars for COVID testing. “Last year, we did a Zoom Christmas and we were like ‘finally this year,’ and then everything changed.”</p>
<p>Health officials said it was too early to tell if the new cases were omicron or delta or both.</p>
</p></div>
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		<title>Black Americans are being priced out of the pandemic housing boom</title>
		<link>https://cincylink.com/2021/09/04/black-americans-are-being-priced-out-of-the-pandemic-housing-boom/</link>
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		<pubDate>Sat, 04 Sep 2021 04:29:16 +0000</pubDate>
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					<description><![CDATA[Related video above: Massachusetts real estate market cooling down, but prices remain highEverett Benyard thought he was finally in a strong enough financial position to purchase his first home earlier this year. He'd saved money by living with his parents for a time and secured a higher-paying job in 2020.But the 30-year-old San Diego corrections &#8230;]]></description>
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<p>
					Related video above: Massachusetts real estate market cooling down, but prices remain highEverett Benyard thought he was finally in a strong enough financial position to purchase his first home earlier this year. He'd saved money by living with his parents for a time and secured a higher-paying job in 2020.But the 30-year-old San Diego corrections officer has struggled to compete in one of the country's hottest real estate markets, where the median home price on single-family houses reached $860,000 in July, according to the California Association of Realtors."I was just getting outbid, outbid big," Benyard told CNN Business during a recent phone interview. "I went and saw many different places. ... I would go see something and the day after, it would be off the market."Benyard is one of many Black Americans who are being disproportionately priced out of pandemic-fueled housing boom.Before the pandemic, the Black homeownership rate in America was slowly but steadily rising — a small but significant economic bright spot against a backdrop of racial inequality. Then the pandemic slammed the brakes on that upward trend, even as homeownership among White Americans continued to climb."It's just so competitive in this market right now," Benyard said. "The prices are extremely high."San Diego's 'significant disparity'A recent analysis by the Center for American Progress, a liberal think tank, showed that the nation's Black homeownership rate stood at just over 44% at the end of last year, virtually unchanged from the same point in 2019. The homeownership rate for White Americans increased to 74.5% from 73.7% over the same period."Homeownership among African Americans grew more slowly than it did for White households during the pandemic, despite historically low mortgage interest rates," the study authors wrote. "Simply put, Black households faced more obstacles to becoming and staying homeowners because they had less money to fall back on."That disparity is on display in Benyard's home city of San Diego. Like many communities known for their desirable weather and relative affordability compared with their bigger metropolitan neighbors, San Diego has been inundated in the past year with wealthy tech-industry homebuyers, according to officials from the nonprofit San Diego Foundation.Although San Diego County real estate is far more expensive than the national average, it's a bargain compared with typical homes in San Francisco, where Zillow data show the typical home price rose to more than $1.5 million in July.The trend is hurting all aspiring first-time homebuyers from the area, nonprofit officials said, but the group fears it's exacerbating racial wealth inequality in the city. According to a Redfin study, 61% of White households in San Diego owned their own homes in 2018, compared with just 30% of Black households."There is clearly a significant disparity there," San Diego Foundation vice president of community impact Pamela Gray Payton told CNN Business. "It's hard to get into the market if you're not already in the market."The pandemic's skewed impactBlack Americans are overrepresented in low-wage service sector jobs that have been disproportionately hit by pandemic layoffs. Black Americans also tend to carry a higher burden of student loan debt, earn less money and have less savings on average when compared to their White counterparts.In its study, the think tank notes the nation's history of redlining and mortgage lending discrimination has contributed to Black households having less wealth on average than the general population, making it less likely that Black millennials and Gen Zers can rely on their parents to help them purchase their first home."It's just emblematic of the confluence, the coming together of many different economic pressure points for people of color," said Christian Weller, one of the study's authors and a senior fellow of economic policy at the Center for American Progress."They're losing their jobs sooner than White people. They're out of a job longer," Weller added. "They have fewer savings, which means they have less money for a down payment. Things can spiral out of control very quickly, especially for African American homeowners."Nearly a quarter of all homebuyers today are all-cash purchasers who aren't utilizing mortgage loans, according to Jessica Lautz, vice president of demographics and behavioral insights at the National Association of Realtors, who says the current market favors wealthier Americans who tend to be White.Between April and July of last year, 82% of Americans who purchased homes were White, according to a study by the National Association of Realtors. Just 9% were Hispanic, 8% were Asian and 5% were Black, according to the group's researchers."It's a small section of the economy who is able to pay all cash for property and wave appraisals," Lautz told CNN Business. "We do see a very large share of them are White individuals."Help for prospective homebuyersBenyard, the corrections officer, recently received a major helping hand in his homebuying search.In July, the Urban League of San Diego County, a local division of the national civil rights group, informed Benyard that he was chosen to receive one of several down payment assistance grants through the group's new Black Homebuyer Program.Qualifying Black residents of San Diego County who meet the program's income, employment and credit requirements and complete the Urban League's homebuying training course can receive more than $70,000 in grant assistance toward the purchase of a home.Urban League of San Diego County COO Al Abdallah says the "first-of-its kind" program is designed to address the city's racial wealth gap by helping Black residents who are qualified to own a home, but need help competing with wealthier buyers."This is going to help them get across the finish line," Abdallah told CNN Business. "You can work as hard as you want, but it is very difficult if not impossible to save $70,000 to put down on a home."
				</p>
<div>
<p><strong><em>Related video above: Massachusetts real estate market cooling down, but prices remain high</em></strong></p>
<p>Everett Benyard thought he was finally in a strong enough financial position to purchase his first home earlier this year. He'd saved money by living with his parents for a time and secured a higher-paying job in 2020.</p>
<p>But the 30-year-old San Diego corrections officer has struggled to compete in one of the country's hottest real estate markets, where the median home price on single-family houses reached $860,000 in July, according to the California Association of Realtors.</p>
<p>"I was just getting outbid, outbid big," Benyard told CNN Business during a recent phone interview. "I went and saw many different places. ... I would go see something and the day after, it would be off the market."</p>
<p>Benyard is one of many Black Americans who are being disproportionately priced out of <a href="https://www.cnn.com/2021/08/18/investing/premarket-stocks-trading/index.html" target="_blank" rel="nofollow noopener">pandemic-fueled housing boom</a>.</p>
<p>Before the pandemic, the Black homeownership rate in America was slowly but steadily rising — a small but significant economic bright spot against a backdrop of racial inequality. Then the pandemic slammed the brakes on that upward trend, even as homeownership among White Americans continued to climb.</p>
<p>"It's just so competitive in this market right now," Benyard said. "The prices are extremely high."</p>
<h3>San Diego's 'significant disparity'</h3>
<p>A recent analysis by the Center for American Progress, a liberal think tank, showed that the nation's Black homeownership rate stood at just over 44% at the end of last year, virtually unchanged from the same point in 2019. The homeownership rate for White Americans increased to 74.5% from 73.7% over the same period.</p>
<p>"Homeownership among African Americans grew more slowly than it did for White households during the pandemic, despite historically low mortgage interest rates," the study authors wrote. "Simply put, Black households faced more obstacles to becoming and staying homeowners because they had less money to fall back on."</p>
<p>That disparity is on display in Benyard's home city of San Diego. Like many communities known for their desirable weather and relative affordability compared with their bigger metropolitan neighbors, San Diego has been inundated in the past year with wealthy tech-industry homebuyers, according to officials from the nonprofit San Diego Foundation.</p>
<p>Although San Diego County real estate is far more expensive than the national average, it's a bargain compared with typical homes in San Francisco, where Zillow data show the typical home price rose to more than <a href="https://www.zillow.com/san-francisco-ca/home-values/" target="_blank" rel="nofollow noopener">$1.5 million</a> in July.</p>
<p>The trend is hurting all aspiring first-time homebuyers from the area, nonprofit officials said, but the group fears it's exacerbating racial wealth inequality in the city. According to a <a href="https://www.redfin.com/news/black-homeownership-rate-across-united-states/" target="_blank" rel="nofollow noopener">Redfin study</a>, 61% of White households in San Diego owned their own homes in 2018, compared with just 30% of Black households.</p>
<p>"There is clearly a significant disparity there," San Diego Foundation vice president of community impact Pamela Gray Payton told CNN Business. "It's hard to get into the market if you're not already in the market."</p>
<h3>The pandemic's skewed impact</h3>
<p>Black Americans are <a href="https://www.cnn.com/2020/05/08/economy/april-jobs-losses-report-hardest-hit/index.html" target="_blank" rel="nofollow noopener">overrepresented</a> in low-wage service sector jobs that have been disproportionately hit by pandemic layoffs. Black Americans also tend to carry a higher burden of <a href="https://www.cnn.com/2021/08/03/us/hbcu-student-debt-cleared/index.html" target="_blank" rel="nofollow noopener">student loan debt</a>, earn less money and have less savings on average when compared to their White counterparts.</p>
<p>In its study, the think tank notes the nation's history of <a href="https://www.cnn.com/2020/06/15/perspectives/housing-discrimination/index.html" target="_blank" rel="nofollow noopener">redlining</a> and mortgage lending discrimination has contributed to Black households having <a href="https://www.cnn.com/2021/06/18/business/black-wealth-mckinsey-study/index.html" target="_blank" rel="nofollow noopener">less wealth on average</a> than the general population, making it less likely that <a href="https://www.newamerica.org/millennials/reports/emerging-millennial-wealth-gap/the-millennial-racial-wealth-gap/" target="_blank" rel="nofollow noopener">Black millennials</a> and Gen Zers can rely on their parents to help them purchase their first home.</p>
<p>"It's just emblematic of the confluence, the coming together of many different economic pressure points for people of color," said Christian Weller, one of the study's authors and a senior fellow of economic policy at the Center for American Progress.</p>
<p>"They're losing their jobs sooner than White people. They're out of a job longer," Weller added. "They have fewer savings, which means they have less money for a down payment. Things can spiral out of control very quickly, especially for African American homeowners."</p>
<p>Nearly a quarter of all homebuyers today are all-cash purchasers who aren't utilizing mortgage loans, according to Jessica Lautz, vice president of demographics and behavioral insights at the National Association of Realtors, who says the current market favors wealthier Americans who tend to be White.</p>
<p>Between April and July of last year, 82% of Americans who purchased homes were White, according to a <a href="https://www.nar.realtor/research-and-statistics/research-reports/a-snapshot-of-race-and-home-buying-in-america" target="_blank" rel="nofollow noopener">study</a> by the National Association of Realtors. Just 9% were Hispanic, 8% were Asian and 5% were Black, according to the group's researchers.</p>
<p>"It's a small section of the economy who is able to pay all cash for property and wave appraisals," Lautz told CNN Business. "We do see a very large share of them are White individuals."</p>
<h3>Help for prospective homebuyers</h3>
<p>Benyard, the corrections officer, recently received a major helping hand in his homebuying search.</p>
<p>In July, the Urban League of San Diego County, a local division of the national civil rights group, informed Benyard that he was chosen to receive one of several down payment assistance grants through the group's new <a href="https://www.sdfoundation.org/news-events/sdf-news/the-san-diego-foundation-lisc-san-diego-urban-league-to-launch-san-diego-black-homebuyer-program/" target="_blank" rel="nofollow noopener">Black Homebuyer Program</a>.</p>
<p>Qualifying Black residents of San Diego County who meet the program's income, employment and credit requirements and complete the Urban League's homebuying training course can receive more than $70,000 in grant assistance toward the purchase of a home.</p>
<p>Urban League of San Diego County COO Al Abdallah says the "first-of-its kind" program is designed to address the city's racial wealth gap by helping Black residents who are qualified to own a home, but need help competing with wealthier buyers.</p>
<p>"This is going to help them get across the finish line," Abdallah told CNN Business. "You can work as hard as you want, but it is very difficult if not impossible to save $70,000 to put down on a home." </p>
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